Last Week Tonight: Dr Don Edition

Looking back on the past week of Dr Don, we’ve had questions and posts all over the financial map. From Roth options to your credit history and how it meshes with your mortgage, we’ve got you covered.

Use Roth IRA and Roth 401(k) at the Same Time 

Try For Mortgages Despite Thin Credit History

Can You Tap 529 Plan Funds to Pay Student Loans?

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Last Week in Dr Don

Today we take a look back at some of my favorite questions and posts of the previous week! From loans to portfolios to social security, there is always something new in the world of finance.

Home Loan Options for Paying College Costs 

While everyone has different mortgages and savings plans, looking at options of a loan to send your child to college is not beyond your means.

When to Rebalance Your Portfolio

The market is ever changing, meaning your portfolio should never be left in the stone age. So when is the right time to rebalance and how should you go about it?

Waiting on Social Security

With age expectancy growing higher, will you regret filing for Social Security earlier on? We take a look at whether or not it benefits you to file or wait.

College Savings Should Begin with a 529 Plan 

It’s hard to generalize what the “best” savings plan is, but extensive research leads us to believe that a 529 plan is where it should start.

Not what you were looking for? Want to ask Dr Don a question of your own? Contact us at or at to get answers from your favorite finance columnist.

Best of the Week

While I have been lax on blog writing for my own business, I have been busy writing blogs and answering questions on sites which I am affiliated with. Here are some of my favorite posts of the week:

401k Funds to Pay a Mortgage

Does Grandma Need a Roommate?

Avoiding Grandparent Scams

Manage Your Lawsuit Settlement

You can ask me questions here through or at

Co-Signing a Loan

Once you have signed the papers you’re every bit as responsible as the primary loan signer to make payments. To quote from the FTC’s Facts for Consumers guide “Co-signing a Loan“: “When you’re asked to co-sign, you’re being asked to take a risk that a professional lender won’t take. If the borrower met the criteria, the lender wouldn’t require a co-signer.”

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