It happened, a job, a good job, a good job with benefits, a good job with retirement benefits. Now what? I think that it is incumbent on each and everyone to contribute as much as they can to their retirement account and it is never too early to start contributing. There are things to consider.
My advice to people who are trying to decide whether to pay off or pay down their mortgage from savings or investments is to consider what they’re earning on their investments after-tax and compare that to what they’re paying after-tax on their mortgage.